Where to invest with your extra money?

Where to invest with your extra $$?? I think a lot of people are searching for the answer. 

I love to share out some of the investment that we can explore to. 

Fixed Deposit (Low Risk) 

Fixed Deposit is the most low risk investment due to low return rate. It is the only guarantee & secures investment in the market. For example, if you put 10,000 and FD rate is 3% then u will get 10,300 at the maturity date. No admin fees or charges. 

Stock/Share (Medium - High Risk) 

Stock investment will have some risk exposure for investor. There is no guarantee return to invest in stock market. However, with a proper planing and analyst, one can get nice return in stock investment. E.g. Warren Buffet. In stock market, company will listed and allow investor to trade. The company will use the money they get from the market to expense their business. In return, if the company performance or profit the company share price can go up and also company might give back some profit to their investor as a dividend form. 

Unit Trust (Low - Medium Risk) 

Unit Trust investment is good for people who does not want or don't have time to monitor the market. Normally, people will entrust their money to fund manager and help them to invest. This kind of investment will incur fees and charges. 

Forex (High Risk) 

Forex investment is where we trading currency, buy or sell. This investment is high risk because the movement is very fast so it will be better if you got a trading plan 1st before you invest in this. The major currency people usually trading are EUR/USD, GBP/USD, AUD/USD, USD/JPY and USD/CHF. 

Gold (Low Risk) 

Gold is a good investment for hedging inflation. Gold has provided impressive record in recent years. However, Gold itself does not create any value. It is not a company that can be judge by performance or profit so Gold price will only depend on supply and demand. 

Property (Medium Risk) 

Property investment can be categories to capital gain or rental gain. For capital gain, normally investor will source new property development and once the property ready they will sold it out. For rental gain, investor will buy the property and rent out the property to get the rental. 

Insurance 

This is one of the investments that we always left out. We will only realize this investment very important when we need it. Insurance is not only investment but also a protection for your family. It can be either life insurance or health insurance. Please allocate some money here. 

These are only some investment which I like to share with you all.